The aim of the research is to explore the necessity of studying the nature of investments, approaches to defining the term “investment,” and investigating the essence of investments. The study elaborates on the key characteristics of investments, their significant features, as well as the essence of the investment process and investment activities. Furthermore, the study emphasizes the role and importance of investment processes in ensuring the stability and sustainable development of the economy.

Methodology – analysis, comparative approach, synthesis, deduction, and dialectical-logical approach. These methods enabled the systematic organization of the research and the formulation of well-founded conclusions.

Value – approaches to defining investments in the works of domestic and foreign researchers were analyzed and systematized, enhancing the theoretical and scientific foundation of investment activities.

Results – the general development of society and economic entities relies on the expanded production of material values, which ensures the growth of national wealth. Investments are the cornerstone of economic development. Analyzing different perspectives on the nature of investments, their key features, and characteristics demonstrates their crucial role in ensuring stable economic performance. This research contributes to deepening both theoretical and practical knowledge in economics.